Have you recently had some very windy weather in your neighborhood and lost some shingles on your roof? Or has the damage been a bit more dramatic, like a branch going through the roof?
In some instances, it is easy to assess if you need to have your roof repaired or replaced. In other instances, it can be harder to determine, and homeowners may find themselves in a bit of a pickle.
So, how do you differentiate between needing a roof repair or a complete replacement?
How Old is the Roof?
The average roof has a lifespan of between 25 and 40 years. However, that assumes that any roof maintenance and repair has been quick and that it has been completed by a professional.
If your roof is losing shingles, and it is 39 years old, then it may be best to choose to have a complete replacement over a repair. This will give you peace of mind and will also reduce insurance premiums on your home. However, you should check the lifespan of your roof based on its material as well. Metal roofs last longer than shingle ones, and so, if a metal roof is 39 years old, it may be smarter to opt for a repair.
How Much Damage is There?
As mentioned in the intro, if you live in an area where there has recently been a rainstorm or a hurricane, even a brand-new roof may fall victim to some hefty damage. For damage assessment, homeowners should call for a professional to have a look and advise them on the next steps. If a branch has gone through part of the roof but the rest of the roof is structurally sound, you may simply need an extensive repair job.
Insurance and Budget
When it comes to a repair or replacement, you need to have an honest look at your home insurance and your budget.
In the USA, you may find that the average roof repair will range from around $600 to over $4,000, varying based on the complexity of the work needed. However, if your roof is severely damaged and you need to have a complete replacement, even a standard shingle roof can set you and your insurance back by just under $19,000. This may also be higher, based on the work needed. If you aren’t sure, contact your home insurance company to ask what is covered and to determine which option suits your needs and budget.
Future Plans
If you are looking to sell your home in the near future, you will need to ensure that the roof is in good condition. Homes on the market with poor roofing conditions sell an average of 5-20 % less than those that have roofs that have been maintained, recently repaired, or replaced.
However, if you are choosing to live in your home long-term, this will also impact on your decision. You don’t want to be living somewhere unsafe, but you will likely have more freedom in the roofing choice you make.
Remember, it is always best to seek an expert’s opinion when it comes to roofing repair or replacement, and as many roofing contractors offer free quotes, there is nothing to lose.
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